For simple core investing 

Built using Vanguard's low-cost index building blocks, LifeStrategy offers a simple way to invest in the global markets. Through a single Exchange Traded Fund (ETF), you can give your clients access to a balanced portfolio of equities and bonds from around the world. 

Why LifeStrategy®?

Highly diversified

Vanguard’s LifeStrategy® ETFs give you access to thousands of equities and bonds in one straightforward package, to help smooth out the ups and downs of investing.

Clear choice

With four different equity-to-bond mixes that are regularly rebalanced back to the target allocation, advisers and clients simply need to choose the most suitable mix.

Low cost

Our portfolios are built using Vanguard’s own low-cost ETFs. By keeping costs low, our investors keep more of their investment returns.

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LifeStrategy® updates

Our quarterly in-depth commentary and report on the performance and perspectives that affect the LifeStrategy ETFs.

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LifeStrategy® ETFs

We offer four ETFs with varying asset mixes, catering to different risk profiles and investment horizons.

LifeStrategy® 20% LifeStrategy®

20%

For investors looking for a combination of income and some long-term capital growth. 20% equity and 80% fixed income.

See full product details
LifeStrategy® 40% LifeStrategy®

40%

For investors looking for a combination of income and moderate long-term capital growth. 40% equity and 60% fixed income.

See full product details
Target Retirement Fund 2065LifeStrategy®

60%

For investors looking for long-term capital growth and regular income. 60% equity and 40% fixed income.

See full product details
LifeStrategy® 80%LifeStrategy®

80%

For investors looking for long-term capital growth and some regular income. 80% equity and 20% fixed income.

See full product details

Learn more

Vanguard LifeStrategy brochure
ETF education centre
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Vanguard multi-asset solutions

Get more time back to build relationships with your clients and leave portfolio management and rebalancing to one of the largest multi-asset managers in the world.

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Investment risk information

The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.


Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall.


Investments in smaller companies may be more volatile than investments in well-established blue chip companies.

ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid- offer spread which should be considered fully before investing.


Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. ovements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds.


The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.

For further information on risks please see the “Risk Factors” section of the prospectus.



Important information



This is a marketing communication.



This document is directed at professional investors and should not be distributed to, or relied upon by retail investors. 

For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any final investment decisions. The KIID for this fund is available, alongside the prospectus.



The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.


Vanguard Funds plc has been authorised by the Central Bank of Ireland as a UCITS and has been registered for public distribution in certain EEA countries and the UK. Prospective investors are referred to the Funds' prospectus for further information. Prospective investors are also urged to consult their own professional advisers on the implications of making an investment in, and holding or disposing shares of the Funds and the receipt of distributions with respect to such shares under the law of the countries in which they are liable to taxation.


The Manager of Vanguard Funds plc is Vanguard Group (Ireland) Limited. Vanguard Asset Management, Limited is a distributor for Vanguard Funds plc.



The Manager of the Ireland domiciled funds may determine to terminate any arrangements made for marketing the shares in one or more jurisdictions in accordance with the UCITS Directive, as may be amended from time-to-time.


The Indicative Net Asset Value (“iNAV”) for Vanguard’s ETFs is published on Bloomberg or Reuters. Refer to the Portfolio Holdings Policy.

For investors in Ireland domiciled funds, a summary of investor rights is 
available in English, German, French, Spanish, Dutch and Italian.


For Dutch investors only: The fund(s) referred to herein are listed in the AFM register as defined in section 1:107 Dutch Financial Supervision Act (Wet op het financieel toezicht). For details of the Risk indicator for each fund listed, please see the fact sheet(s) which are available from Vanguard via our website.


Issued by Vanguard Group (Ireland) Limited which is regulated in Ireland by the Central Bank of Ireland.


© 2024 Vanguard Group (Ireland) Limited. All rights reserved